What is Form 26QB for TDS? How to Download and Submit it? What is Form 26QB for TDS? Form 26QB for TDS is a crucial part of property transactions in India. It is a challan and statement used to pay the tax deducted at source (TDS) on the sale of property. Under Section 194-IA of […]

What is Basic Salary: Definition, Formula, & Calculation Methods What is Basic Salary? Basic salary is the fixed amount or base salary paid to an employee. The total salary comprises various components like basic salary, allowances, provident fund (PF), tax (TDS), and more. If you are a fresh graduate or a working professional, you must […]

What is Financial Securities: Meaning, Types, & Advantages What are Financial Securities? One of the key aspects of your personal loan journey is understanding financial securities. Securities is a tradable asset that holds monetary value such as stocks, bonds, investment contracts, notes, and derivatives. They are regulated by the Securities and Exchange Board of India […]

Personal Loan Protector Insurance Getting a personal loan can be a big financial decision, so you want to make sure you’re covered in case something unforeseen happens. Personal Loan Protector Protection (PLPI) is crucial because of this. A safety net such as Personal Loan Protector Insurance (PLPI) protects you against unforeseen circumstances that might affect […]

NOC Full Form – No objection certificate, its Meaning An important document that is vital in various transactions is the No Objection Certificate (NOC). Whether for proof of clearance or any kind of obligation related to the asset or transaction, NOC simplifies the transactions and enhances the credibility of an individual, demonstrating they met all […]

How to Secure a 50,000 Loan Without a Salary Slip: Complete Guide Gone are the days when extensive paperwork and several documents were required to secure a personal loan. Getting an instant loan online these days takes only a few minutes, thanks to technology! To get an instant urgent personal loan of ₹50,000 , you […]

Refinance: Definition, How It Works, Types, and Example Refinancing is a financial strategy that involves replacing an existing loan with a new one, typically to secure better terms or interest rates. This practice is common among individuals and businesses seeking to improve their financial position. Refinance options are available for various types of loans, including […]

What is Equifax Credit Score? Learn How It Works The Equifax credit score is an important financial metric used globally to evaluate an individual’s creditworthiness. Equifax is one of the three major credit reporting agencies, which collects and analyzes financial data to produce a score that reflects individuals’ credit risk. This score ranges from 300 […]

Loan Restructuring: Key Insights & Important Tips Are you struggling to keep up with your loan payments? Let’s discuss how to manage the never-ending overwhelming debts in a better way. For individuals dealing with financial challenges, restructuring for personal loan is the solution that offers a temporary relief. by reducing monthly payments and providing more […]

Top 8 Benefits of a Small Amount Personal Loan A small amount of personal loan is a convenient option for borrowers in need of financial support because it comes with several advantages. These kinds of small personal loans are beneficial for people who could be in immediate need of money. This allows borrowers the flexibility […]

CIBIL Report Correction: 4 Steps to Rectify CIBIL Errors Imagine applying for an urgent personal loan and being rejected due to an error on your credit report. That can be extremely frustrating, right? Errors in CIBIL reports can occur due to various reasons. CIBIL report correction is vital to maintaining a healthy credit profile. This […]

What is Video KYC & How You Can Avail it for Personal Loan? In today’s fast-paced digital world, the process of verifying customer identity has evolved significantly, leading to the emergence of video KYC (Know Your Customer). This innovative method streamlines the traditional KYC process, making it more accessible and efficient. Video KYC for personal […]