Personal Loans for Every Need

Get Personal Loans Up to ₹5 Lakhs in 5 Minutes!

Overview Interest Rates EMI Calculator Eligibility Document Required FAQs Apply Now

Page also available in: Hindi

Get Instant Personal Loans Online

When unexpected expenses come knocking at your door, some extra cash can make all the difference. And when you catch yourself wishing you had instant access to funds, easy personal loans from Zype can be your lifeline.

If you’re wondering how to get personal loan instantly, just download Zype! From a convenient application to quick disbursal you can get personal loan online.Apply in less than 5 minutes with Zero documentation or paperwork. Just fill out your basic details like your name, PAN number, employment details, etc. and get approved for your personal loan in less than 60 seconds. We know what you’re thinking…“how much personal loan can I get with all of these benefits?” The answer to it is up to Rs. 5 lakhs starting at just 1.5% interest per month!

Whether you need cash during an emergency, for a house repair, or even for funding your education, you can use this loan anywhere you like. With no restriction on the end usage of the loan, you can enjoy no-questions-asked immediate personal loans from Zype!

As easy as it is to get instant personal loan from Zype, it’s equally convenient to pay it back. Repaying your fast personal loans on Zype will never feel like a financial burden because you can choose a tenure that fits your budget. With repayment options of 3, 6, 9 or 12 EMIs, you can experience a stress-free payment experience.

Benefits of Zype Personal Loans

Collateral-free Loans

Apply for a personal loan online in less than 5 minutes

Get Approved within 60 seconds

Personal Loan Instant Disbursal

No Document Upload or Paperwork

Choose among repayment tenure of 3, 6, 9 or 12 EMIs

Interest Rate starting at 1.5% interest per month

No Restrictions on the end Usage of the Loan

Personal Loans Made Easy

Whether it’s your wedding, or your loan experience, you should get what you deserve; the best! And this is how Zype can make it happen for you:

Easy Personal Loans Application

No document uploads. No paperwork.

Personal Loan Quick Disbursal

Credit line to bank account in minutes.

Flexible repayment options

Choose between 3, 6, 9 and 12 EMIs.

Seamless Experience

Everything happens in just a few swipes.

Personal Loan EMI Calculator

Choose the Loan amount, repayment plan & interest rate to calculate monthly installment by personal loan emi calculator online.

Loan Amount (in rupee)

10,000

5,00,000

Interest Rate (in %)

Loan Term (in months)

Total Interest Payable

Total Payment
(Principle + Interest)

Your EMI is

Eligibility Criteria Applying for Personal Loans

You have to meet your lender’s eligibility criteria to get approved for a personal loan. And Zype’s eligibility criteria is simple, this is all you need:

Age

18 years or above

Work experience

Salaried individual

Citizen of India

Valid PAN & Aadhaar card

Monthly Salary

Monthly income of at least ₹15,000

Documents Required for Personal Loans

Want to know how to get personal loan without paperwork? Then just download Zype. While Zype’s application process is quick, keeping the required documents and information handy can further expedite the process.

Mandatory Documents

You will require your PAN and Aadhaar number while completing your application and activating your loan (Physical documents not required)

Proof of Photo Identity

Complete a real-time selfie verification to complete your KYC after you have been approved for a loan.

Proof of Income (Optional)

Want to increase your credit limit? Just upload your bank statement for the last 4 months.

Personal Loans Interest Rates and Charges

Here are all the charges associated with taking a personal loan from Zype.

Minimalist Table

Fees & Charges	Amount Chargeable
Interest Rate	Starting at 1.5% (monthly)
Loan Processing Charges	Processing fees from 2% to 6% on every loan
Penalty on Overdue EMIs	Penal interest and late fees will be charged to your total outstanding loan on a daily basis

Where Can You Use Your Zype Loan?

Anywhere You Like!

It is called ‘personal’ loan for a reason

Why Zype Loans are the Best

Instant Processing & Disbursal

All it takes is a tap to get the loan, once your credit limit is approved.

No Documentation

We only require your PAN & Aadhaar numbers to give you a loan.

Privacy of your Data

Your personal information & data will always be secure with our encryption.

Personalized interest rates

Get the best interest rate based on your profile.

Why Zype Personal Loans are the Best?

Instant Processing & Disbursal

All it takes is a tap to get the loan, once your credit limit is approved. Zype’s personal loan quick disbursal ensures you get an instant access to money.

No Documentation

You get immediate personal loans from Zype because we only require your PAN & Aadhaar numbers to give you a loan.

Privacy of your Data

Your personal information & data will always be secure with our encryption.

Personalized interest rates

Get the best interest rate based on your profile.

Tips To Keep In Mind While Applying For An Instant Personal Loan Online

Make sure you choose the right lender who meets your needs. Evaluate your financial situation and requirements before even starting your loan application.

Check your credit score and understand your eligibility to apply with the lenders who might approve you for a loan. This way you can avoid too many credit inquiries.

Make sure you choose a legitimate lender who follows all the regulatory guidelines of the RBI.

Features of Personal Loans

Need personal loan urgently? Look no further because Zype is designed keeping you in mind. Because a super-fast loan is not all that you get. Here are some features that give you an exceptional personal loan experience.

Minimalist Table

Fees & Charges	Amount Chargeable
Interest Rate	Starting at as low as 1.5% interest per month
Repayment Tenure	Repay your loan
Processing Fee	2-6%
Collateral	No Collateral
Pre-Closure Charges	No Pre-Closure Charges

How to Apply for a Personal Loan online?

Here’s how you can apply for instant personal loan on Zype!

Click on the ‘Apply Now’ to start your application process or download the Zype app from PlayStore/AppStore.

Fill out some basic details like your name, email address, PAN, employment details, etc. to complete your application.

If you’re eligible, you can get approved for a loan in less than 60 seconds.

Complete a simple KYC process by doing a real-time selfie verification and Aadhaar-Linked mobile OTP to activate your approved limit.

Select the loan amount you want to transfer along with your desired repayment tenure. You will get a personal loan instant disbursal directly into your registered bank account.

Frequently Asked Questions

Which Score is Best for a Personal Loan?

To get instant personal loan that have a high-value and low-interest rate, you need a credit score of anything above 650.

Does a Personal Loan Depend on Salary?

Yes, your salary plays an important role in determining the personal loan amount you’re approved for. A consistent and high salary can increase your chances of getting high-value loans.

How Much Loan is Safe?

As long as you have the budget to repay the borrowed amount and are taking a personal loan from a legitimate NBFC that follows all the regulatory practices of the RBI, it is safe to take a loan.

What are the Eligibility Criteria for Availing a Personal Loan?

Given below is Zype’s eligibility criteria for taking a personal loan:

Age: 18 years or above

Citizenship: Indian with a valid PAN and Aadhaar card

Work experience: Salaried individual

Monthly salary: Monthly income of at least ₹15000

What Should be the Minimum Age of a Salaried or Self-Employed Person to apply for instant Personal Loan?

The minimum age of a salaried or self-employed person applying for a personal loan on Zype is 18 years.

How Long Will It Take to Get a Personal Loan?

You can close your personal loan by repaying the complete loan amount to the lender. You can do this either by paying your EMIs or pre-closing the loan. If you decide to pre-close your loan, make sure there are no additional charges associated with it.

How Can I Check the Personal Loan Status?

After you have successfully completed your application, you can check your personal loan status in the app itself.

Do Personal Loans Offer Tax Exemptions?

No, there are no additional tax benefits on a personal loan.

What can a Personal Loan be Used for?

There is no restriction on the end usage of a Zype personal loan. Whether you need it for an emergency or want for any luxury, you can use it anywhere you like, no questions asked!

Hear from the Zype Tribe

My experience with this app is amazing. Overall process went smoothly. UI is very clean and good. My only advice is to decrease the disbursal time. People in emergency may need it instantly.

Anitha Sirivuri

It was really fast nd immediate process. I got the amount within 6-7 hours only so my experience was very nice and easy with this app. I'm happy with this app and services.

Zinal Parmar

It's a very good application and has a clear breakdown of charges and repayment schedule. Very intuitive but the money Disbursal usually takes 8 to 10 hours albeit they claim Instantly.

Mohammed Noman Umeruddeen

This app is very good and simple for personal loan, its process is completed in less time. My personal opinion is that it is not like other apps, it fulfills your need assuredly and on time.️

Banshi Lal

It was very good experience. My cibil score was just increased and had so many issues for loan in other application and banks. But zype has trusted me helped me at the right time. Thanks to Zype

Shruthi Cherikkil

Superb Application for loan, cause this app provide the instant approval for your loan amount without any income documents I just taken the loan day before yesterday and it processed so smoothly. Thank you team zype.

Vishal Shinde

It took less than 15 mins to have complete the profile and I'm Very impressed with App interface and the analysis is next level. Thank you for the needfull I can say as I received the amount on the right time.

Harish Rish

Zype is one of the best application I can tell to everyone who all are searching for a stress-free loan process. The best of the app is how ever they are providing the emi terms. I am recommending to all of you. ♥️♥️♥️